I was just prescribed Toviaz, but after reading that some of you had to have a cathether placed?I'm not sure I want to take it. Did you have any warning that a problem was starting? How soon did you recognize that there was a problem? I took Visicare in the past and was satisfied with the results. Also my co-pay was almost $40.00. Because of my insurance I did not qualify for the $25.00 savings card.