I attempted to use a savings card from helprx.com along with my employer insurance from BCBS. Pharmacist said the card info stated that it was not usable with insurance. I am 66 years old, not in a Medicare part d plan but my plan pays pharmacy costs
If you could please gives us more detailed information and circumstances through which you were attempting to use your "savings card" along with your insurance. I want to make sure I understand what difficulty you are having. Is it particular to the state in which you live? Are you on "SSDI"? Are you under or over 65? What type of insurance do you have, if not SSDI?
I'm not trying to get any personally identifying information about you... just generalities so I understand the issues. I can tell you about my own situation, for instance. I am 59 and on SSDI. I work in a pharmacy. I do not have access to any type of savings plan as relates to my own prescription plan. So, to make a long story... well, long... our has a rewards points system. I can earn points and use them when I do my personal shopping.
The exception to this rule is... I cannot earn points from filling my prescriptions because of the SSDI. I live in the state of CT... anyone who is receiving any type of federal/state assistance cannot get the price breaks which others would receive. In our store, for instance, certain prescription refills will automatically earn the cardholder 500 points per prescription; most people that is except those of us on SSDI. We just don't get that benefit because the government doesn't believe we should be getting any additional help (financially) that isn't government sanctioned. So, even for those of us who are in the donut-hole and now paying nearly full retail for our scripts... cannot even earn the 500 points per script for getting our scripts filled... not even if we hit the catastrophic phase where are scripts' costs are negligible...
So, I apologize for the narrative but there are more scenarios that might apply here.
It is easy to add commentary to your statement and I would be happy tp assist you after reading more about the specifics to your situation.
In most cases those savings cards aren't that helpful. Walgreens has a savings club that makes a big difference in costs. I had one of those savings cards that 's supposed to save up to 75%. My pharmacist ran the price thru for me with the savings club and with the card only, and every time the savings club was cheaper, by allot. They can't be used with insurance, that's the way they're set up. Its only fairly recently that you can use a coupon if you're using insurance. If you have trouble with copays there are places you can get help with that.
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