I've been on Ortho Tri Cyclen Lo for 10 years now. Never had any pregnancies, never had any real issues with this pill. It's wonderful! Except. . It's $150 a month!! I've got Blue Cross Blue Shield and it's not at all covered under this insurance. I tried a generic version of this pill about 5 years ago after the price increase (it used to be $2 a month!), and it was terrible. Mood swings, cramping, depression - I felt insane. Is anyone else having this problem with insurance coverage? Any one have any suggestions or has anyone tried a pill that closely resembles this one? Thanks!