im wondering because my diagnosis interferes with my life so much i cant work ,think straight or focus on much of anything i have 5 kids which is hard as hell i find it hard to cope with day to day living and i dont know how im gonna make ends meet when i cant work i barely sleep or live much of a life ... i need to know if this is considered a disability so i can seek help financially of some sort... please someone help me with info if possible?
9 Feb 2011
It depends on your diagnosis and severity. I have a hard time holding a job with RA because of lots of time off due to flare-ups but cannot get disability. From what I understand, it takes a long of time and you usually need a lawyer. My ex-husband finally got it after 10 years of trying, but since he could not work for 20+ years he only receives about $500 a month and no one can live on that. I know that when you are diagnosed it is very stressful-mostly scarey. Research all you can about your disease and learn how to cope and control the disease. It takes time and patience. Talk to your doctor, he/she may be able to help you with the anxiety of being diagnosed and give you strategies for sleep. Rest is important with any disease. We are dealt what we are dealt and have to learn to accept it, live with it and learn to cope. It is hard but there is help.
9 Feb 2011
Unless you have a verifyable medical condition, that would prevent you from working , sorry 5 kids don't count, & doing the work you are trained to do or could do, you won't get any SSI or SSD. Plus it takes a max of 2 years to get it anyway. Try to get your doctor to prescribe something for your anxiety maybe if he agrees you need it & you'll have to buck up. By the way, you didn't mention your diagnosis. I was assuming it was the 5 kids! ( I am trying to get you to lighten up ha ha ) Let us know more! Good luck to you! (Been on SSD since 1990)
9 Feb 2011
this is great question. I have a diability lawyer helping me right now to see if I can claim disability due to my severe depression/anxiety. My psychiatrist told me the truth and said he has seen more severe than me get denied. But I'm going through with it anyway. I'm not trying to scam the govt, my depression is getting worse and getting to work is getting harder and harder. But we'll see. My psychiatrist is willing to help back me up all the way.
10 Feb 2011
I was involved in an accident that broke my back, suffered burst fractures, 80% spinal cord compression, and have permanent neurological defects. On top of that I suffer from severe depression and need additional surgery on my spine. First, you have to apply. Have all your medical records with you. Even with a letter from my surgeon stating I could never work again, I was denied. Only then will an attorney will take your case if he feels he can win. Get one that specializes in disability claims. I'm still waiting for a hearing date and it's been over a year now. It's very frustrating to say the least!! But first get the initial application in as it does take quite a long time. Good luck to you and hope you get started soon!!
10 Feb 2011
This is a touchy subject for me.. I have been receiving SSI since 1995 for bipolar disorder. What is your particular diagnosis? At the time I received the disabillity ruling I had numerous diagnoses: multiple personality disorder, major depression, and post traumatic stress disorder to name a few. The doctors finally landed on bipolar disorder many years later.
I had a history of hospitalizations in psychiatric hospitals and had lost several jobs. I was told that part of the reason I was approved was because I had been unable to hold down a job longer than 5 mos.
I share all this because it shows that it requires an extensive background of trouble to establish disability. I was not turned down the first time like many are. I did have to wait for many months from the time I filed to the time I received an answer, but the monthly payment was retroactive. I don't receive enough to live on. Fortunately, I have family that helps me monthly with my bills and mortgage.
I rarely share this information with anybody but I want you to realize that it ain't easy to get SSI. Establishing your case is tough to say the least.
Good luck and keep in touch, there are alot of good supportive, people on this site,
10 Feb 2011
Hi, I do get SSI but the trap that I got in was that I was sick and not working and they determine the amount based on some dates of earnings and you get paid, I got the lowest amount as someone who had never bothered to work. SSI will turn down your first request but the clock starts ticking. My mom helped me and we went to the SSI office and filled out the forums. I can't remember if the clinic took them from there. When SSI got my records and they were all a mess with different diagnosis so they had me meet with one of their psychologist from that meeting it wasn't that long later till it was done and approved. No car over 5,000 value, review your assets. You can have 2 - 3,000 in savings. I have to reinroll with Medicaid all that is a phone call from the case worker for a few minutes when they get your filled out form for the year and SSI just lets me know via mail how much the next years amount will be. economy being bad.
HUD is another serice, every state is different.I would suggest to be very clear what is in your name, is your car over 5K and get those things in place first.
If you own property or any of those things I would get that sorted out with the right information before your first application.
I have had benefits now in two states and they are all different as far as benefits. I have a friend with a lazy brother who never worked and now is ill and they worked with an attorney for an upfront fee vs a % and he is getting more in SSI than I do.
Well, long weary couple of days.
10 Feb 2011
My reading and absorbing skills stink, I didn't even see the 5 kids part, mothers with kids seem to hop onto Medicaid quickly. Google medicade and all the info is there, probably SSI the same, I just looked and medicade has info.
Also call around many areas have food banks and with kids you get better access. That could take an immediate load off. Some towns might even have a few places to go.
11 Feb 2011
You've just got to get your claim started and stick with it through the process. They almost always turn you down the first time, often the second time. They want you to give up and quit. I think you have to have a lawyer to get it - get one after the first denial and the cost is paid from your back pay when you win, so you never see the cost. Also, they pay you so much each month for each child, and pay for your health ins! I think the amount of money you have in the bank and how much your car is worth is for Medicaid - I never hAd to answer those questions. I got Social Security Disability at 39 years old, and am 50 now. It took me 2 and 1/2 years and it was tough, but it was worth it - you have to go, you have to get started.
11 Feb 2011
For whatever reason I went on SSI, what is the difference?, I just did what the clinic told me to do. I get such a low amount on SSI it is ridiculous to try and live. At a certain age do we then get Social Security added? and I wonder how that all calculates together. I would sure like to hear that Social Security would help raise my monthy benefits but have not idea abou the steps. Haven't had a very clear head around how that transistopn.
I have gone through all the steps to keep things going, I went to the work counselor place and had a meeting there, even if I could fumble to work, she said with my skill lever here was nothing available (too experienced). If I went to work, lets say at Wal-Mart as a greeter which is my greatest nightmare, I can't remember if it was the fist $100 or $200 income you keep but they take dollar for dollar after that and if you start bringing in very much they could toss you out. I couldn't even stand at the door of Wal-Mart but if I could if the paid $7 or so per hour after the first money I would be getting 1/2 so working for around 3 - 4$ and hour. I want to ge back to work desperately and I know now I would just be getting fired wherever I could get a low level job.
I hope someone knows the answers to how SSI vs. SSD and when you are elgible for Social Security what happens then?
21 Feb 2011
Thanks fran for your comment. I just joined recently. I didn't even want to post this for fear of retribution. Tried to friend you, but couldn't find you. Anyway I'm really sorry this got so messed up too. I have too many problems to get into it with anyone. Good luck to you, & if you would like to friend me I would like that. Then we could talk privately.
26 Feb 2011
I can only share my experience. I am on disability for bipolar disorder. At the time it was very severe. Although I had many other issues my doctor told me I would have the best chance with this diagnosis. I immediately went to the disability office to do the paperwork, knowing that I would be turned down, which is often the case. If I were doing it again I would go straight to an attorney. They guide you, at least mine did all the way. I was constantly jumping through hoops. It took about 2 years but it was worth it. Having anxiety meds during that time really helped. I went to every resource I knew to help my situation in the meantime. Talking to others and hearing them helped me too. Even though I had my medical records they made me see "their docs" but I just clung to my hope. Finding a SW to help you through the process would be awesome. Calling a disability attorney could provide info as well, giving you needed info.
I did that and they explained the process and what they needed and what I could do. It does feel like it consumes your life and you have so much to deal with on top of everything. Hang in there. If I can think of any other resources I will post. I hope this helps some. I just thought of an organization that might help with food if Medicaid is not giving you food stamps.
The Angel Food Bank is something I have looked into and the office of Medicaid here has a food bank as many churches that help with some needs. There are two free medical clinics in my area as well. Maybe these supports would help while you go through the process. Sometimes situations can be very overwhelming... staying in touch with your doctor for medical needs can be a support too. Sorry for the long note!
28 Apr 2011
I did not use a lawyer and did all the paper work myself. I was turned down the first time and sent papers back in asking for reconideration. I got it at that time. It took about 7 months for me to be approved. Sometimes it is faster without a lawyer. It all has a lot to do with your health problems and the medical information to back it up.
2 Aug 2011
I do... but DEFINITELY get an attorney to handle it FROM THE START. Most of them don't want to step in until you've already been denied; all they want to do is appeal and collect their money. Also STAY AWAY from BINDER & BINDER. It took them 2 months to even get a letter out to my Dr. & they sent it to the wrong address... idiots. Go with someone smaller & more private. I got approved within the first application (6 months) which is very rare for my back problems (I'm in tons of pain but that usually doesn't matter to the government). TRY TRY TRY !! patience is also a virtue... good luck!
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